Introduction: Have You Already Been Using Fintech Without Realizing It?
You probably don’t think twice when you pay for coffee with your phone, send money home through Western Union, or split a restaurant bill using Google Pay. It’s quick, smooth, and instant—almost magical.
But behind that convenience is a powerful blend of AI, data science, cryptography, and financial systems—and that’s exactly what Fintech is.
If you’re someone who’s fascinated by the technology behind the scenes, UWS London’s MSc in Financial Technology is your backstage pass to understanding and mastering it.
The Rise of Fintech: Real-Life Applications That Affect You Daily
Let’s get real. Here are just a few everyday tools powered by financial technology:
- UPI, Google Pay, Paytm, BHIM App (India): The Unified Payments Interface transformed digital payments in India, now handling over 10 billion transactions monthly.
- CashNow (UAE): Offers instant salary advances and micro-loans via smartphone—no paperwork, no queues.
- Western Union & Kareem Pay (UAE): Send money across countries in seconds.
- Buy Now Pay Later Apps (e.g., Tabby, Tamara, Klarna): Embedded financial services for e-commerce.
All of these depend on secure data infrastructure, smart risk profiling, and real-time transaction monitoring—exactly the things you’ll learn in this course.
Why London?
London is Europe’s Fintech Capital, housing 2,500+ fintech companies and serving as the headquarters for global giants and startups alike. Studying here puts you in direct touch with the heart of the financial revolution.
Whether it’s internships, guest lectures, or networking opportunities—the city itself becomes part of your classroom.
Course Snapshot: MSc Financial Technology at UWS London
Who is it for?
- You don’t need a background in IT to join this course.
- Ideal for business, finance, economics, or engineering graduates who want to work at the intersection of tech and money.
What you’ll learn:
- AI in Finance
- Blockchain Technology
- Data Analytics & Visualization
- RegTech (Regulatory Technology)
- Risk Management Models
- Digital Currencies & Payment Systems
- Cybersecurity for Financial Systems
Duration:
1 year full-time at the London campus
Career Pathways: What Can You Do With This Degree?
The MSc in Financial Technology opens doors to roles across both traditional financial institutions and fast-paced tech startups.
Some common roles include:
- Fintech Product Manager
- Blockchain Analyst
- AI/Data Specialist in Finance
- Financial Risk Analyst
- Regulatory Technology Consultant (RegTech)
- Digital Banking Strategist
- Payments System Architect
- Cybersecurity Analyst (Finance domain)
The global demand is rising across geographies including the UK, UAE, India, Singapore, and beyond.
A Real-World Connection: The Case of Mashreq Neo
In 2015, Mashreq Bank launched ‘Mashreq Neo’, the UAE’s first fully digital bank. No physical branches, no paperwork—just pure tech.
This revolutionary step was made possible by advancements in:
- Digital onboarding using AI
- Instant KYC verification
- Automated credit scoring
Courses like the MSc in Financial Technology train you in exactly these domains, enabling you to engineer or manage future fintech innovations.
Not Just For You—It’s For the World
Think of fintech as the invisible force that makes your lifestyle smoother:
- Sending salary home to your family via Western Union or Remitly
- Taking a micro-loan through CashNow
- Checking your bank balance or tracking expenses on your phone
- Investing in stocks or crypto in real-time
None of this was possible 20 years ago. Now it’s essential. And the world is only moving forward
Graduate Outcomes: Why This Course Makes Strategic Sense
UWS London students benefit from:
- A London-based tech environment
- Industry collaboration and guest speakers from fintech hubs
- Post-study work opportunities under the UK’s Graduate Route visa
Graduates from similar programs have gone on to work at:
- HSBC, Barclays, Revolut
- Visa, Mastercard
- Blockchain startups and payment platforms
If you have a flair for innovation and a curiosity for how money flows in the digital age, this course sets you on the right track.
Post-Study Work Rights & Visa Facts (UK, as of 2025)
- Graduate Route Visa: 2-year post-study work visa for master’s students (reduction to 18 months under consideration for 2026)
- Skilled Worker Visa: Jobs must meet a salary threshold of £38,700 per year (exceptions for healthcare and STEM)
- Dependents: Not allowed unless you’re in a research-based program (doesn’t apply to this course)
- IELTS/English Requirement: MOI waivers may be removed; IELTS 6.0 generally accepted
Living Expenses Proof: £1,483/month in London (revised January 2025)
How Erudmite Helps You
At Erudmite, we know how confusing it can be to step into a rapidly changing industry like fintech. That’s why we offer:
- Course selection support based on your background
- CV preparation and interview training
- Scholarship advice
- Visa documentation guidance
- Post-graduation career pathway planning
- Real-world use case workshops
Our focus is not just to get you enrolled—but to ensure that you thrive.
Final Thoughts: Are You Ready for a Fintech Future?
Financial Technology is not just a buzzword anymore. It’s the infrastructure of daily life—from borrowing money to paying bills to investing in your future.
This course doesn’t just prepare you for a job. It prepares you to be relevant, employable, and ahead of the curve.
So if you’ve ever wondered how money moves in the modern world—and how you can shape that movement—the MSc in Financial Technology at UWS London is your opportunity.
FAQs
Q1: Do I need to be from a tech background to pursue this course?
No. A background in finance, business, or economics is also accepted.
Q2: Can I bring my dependents on a student visa for this course?
Not currently. Only PhD or research-based postgraduate students can bring dependents under UK rules.
Q3: Is there a work placement or internship included?
While not guaranteed, UWS offers career support and access to internships through its London network.
Q4: What is the expected salary after completing this course?
Entry-level salaries range from £35,000–£50,000, depending on role and experience.
Q5: Can I pursue this course from outside the UK?
No. This is a full-time, on-campus program at UWS London.
